For Every Budget

Flexible Financing Options

Major plumbing and HVAC projects are investments in your home's comfort, safety, and value. At Dye Plumbing & Heating, we believe essential home improvements shouldn't be delayed because of budget constraints. That's why we've partnered with Service Finance to offer flexible financing options.

Whether you need an unexpected furnace replacement in the middle of winter or want to upgrade to a more efficient air conditioning system, our financing programs help make these projects accessible. Quick approval, competitive rates, and flexible terms allow you to get the work done now and pay over time.

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Our Financing Partner

Service Finance: Making Home Improvements Accessible

We've partnered with Service Finance, a trusted name in home improvement financing. Service Finance has been helping homeowners afford necessary repairs and upgrades for over 20 years, with a reputation for fair terms and excellent customer service.

Their application process is straightforward, decisions are fast, and they offer programs designed to fit various credit profiles and financial situations. When your home needs work, financing through Service Finance lets you move forward without depleting your savings or waiting until you've saved enough.

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Why Finance?

Benefits of Financing Your Project

Financing offers advantages beyond just spreading out payments. Here's why many of our customers choose this option.

Competitive Rates

Service Finance offers competitive interest rates for qualified applicants, making financing an affordable option compared to credit cards or personal loans.

Flexible Terms

Choose from various repayment terms to find a monthly payment that fits your budget. Longer terms mean lower payments; shorter terms mean less interest paid overall.

Quick Approval

Don't wait weeks to find out if you're approved. Service Finance provides fast decisions so your project can move forward without unnecessary delays.

Various Credit Options

Service Finance offers programs for various credit situations. Even if you've been turned down elsewhere, there may be an option that works for you.

Unexpected Repairs

When your furnace fails in January or your water heater bursts, you can't wait. Financing lets you address unexpected repairs immediately rather than suffering through a crisis.

Preserve Savings

Keep your savings intact for other priorities. Financing lets you maintain financial flexibility while still getting necessary work done.

Simple Process

How Financing Works

Getting financing for your plumbing or HVAC project is straightforward. Here's what to expect.

1

Get Your Estimate

Contact us for a free estimate on your project. We'll evaluate your needs and provide detailed pricing with no hidden costs.

2

Apply for Financing

Complete a simple application with Service Finance. The process is quick and can often be done right at your home during the estimate.

3

Get Approved

Receive a fast decision on your application. Once approved, review and accept your terms, and you're ready to move forward.

4

Schedule Your Project

With financing in place, we'll schedule your installation or repair at a time that works for you. Enjoy your new equipment!

What You Can Finance

Eligible Projects

Financing is available for a wide range of plumbing and HVAC projects. Here are some common examples.

HVAC Installations

  • Furnace replacement - Upgrade to a high-efficiency furnace
  • Air conditioning systems - New AC installation or replacement
  • Heat pumps - Efficient heating and cooling in one system
  • Boiler installation - Radiant heat systems
  • Ductless mini-splits - Zoned comfort without ductwork

Plumbing Projects

  • Water heater replacement - Tank or tankless systems
  • Water treatment systems - Softeners, filtration, purification
  • Sewer line replacement - Damaged or deteriorating lines
  • Bathroom remodeling - Plumbing for renovations
  • Whole-house repiping - Replace old or failing pipes

Water Treatment

  • Water softeners - Combat hard water issues
  • Whole-house filtration - Clean water throughout your home
  • Reverse osmosis systems - Purified drinking water
  • Iron and sulfur removal - Eliminate odors and staining

Unexpected Repairs

  • Failed furnace replacement - Don't freeze while saving up
  • Burst pipe repairs - Address water damage quickly
  • Water heater emergencies - Restore hot water fast
  • Sewer backups - Critical repairs that can't wait

Our Service Area

Proudly Serving La Porte & Northwest Indiana Since 1939

From our headquarters at 1600 Lake Street in La Porte, IN, we serve homeowners and businesses throughout the region. Our local presence means faster response times, familiarity with area homes and building codes, and the accountability that comes from being your neighbors.

Proudly Serving Our Communities Around

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Your Questions, Answered

Financing FAQ

Service Finance offers programs for various credit profiles. While better credit typically means better rates and terms, they have options for many situations. The best way to find out is to apply, as checking your eligibility won't hurt your credit score.

Most applications receive a decision within minutes. In some cases, additional verification may be needed, but the process is designed to be fast so your project isn't delayed.

Financing is typically most practical for larger projects like equipment installations. Contact us about your specific project, and we'll let you know if financing makes sense for the scope of work.

Yes, Service Finance loans can typically be paid off early without prepayment penalties. This allows you to save on interest if your financial situation improves.

You'll need basic personal information including your Social Security number, date of birth, income information, and employment details. Having a recent pay stub or income verification handy can speed the process.

The initial application typically involves a soft credit check that won't affect your score. A hard inquiry occurs only if you proceed with the loan, which may have a small, temporary impact like any credit application.

Interest rates vary based on credit profile, loan amount, and term length. Service Finance offers competitive rates, and we'll help you understand your specific options during the estimate process.

Yes, financing is available for unexpected repairs and replacements. When your furnace fails in winter or your water heater bursts, you shouldn't have to wait until you've saved enough. Apply during the service call and get approved quickly.

Service Finance offers convenient payment options including automatic bank draft, online payments through their customer portal, and traditional payment methods. Choose what works best for your situation.

If you're not approved for one program, there may be other options available. Service Finance has multiple programs, and we can discuss alternatives. For some situations, a co-signer or larger down payment may help.

Let's Get Started

Ready to Start Your Project?

Don't let budget concerns delay essential plumbing or HVAC work. Dye Plumbing & Heating and Service Finance make home improvements accessible with flexible financing options.

Benefits of financing with us:

  • Competitive rates for qualified applicants
  • Flexible terms to fit your budget
  • Quick approval process
  • Options for various credit profiles
  • Available for unexpected repairs
  • 86+ years of trusted service
219-362-6251   Get Your Estimate

Projects We Finance

Finance your furnace installation and stay warm without draining your savings.

Upgrade to efficient air conditioning with affordable monthly payments.

Finance a new water heater including tankless options from Navien.

Install a water treatment system for cleaner, healthier water throughout your home.

Finance an efficient heat pump for year-round comfort.

Hours: Monday-Friday 7:00am-5:00pm | Saturday 7:30am-12:00pm

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